We are seeking an experienced developer or development team to design, develop, and deploy a robust Payment Orchestration Platform (POP). The platform’s primary goal is to seamlessly integrate various Payment Service Providers (PSPs) and Alternative Payment Methods (APMs) through a unified middleware architecture. This platform should facilitate dynamic transaction routing, fraud detection, payment acceptance optimization, and comprehensive regulatory compliance.
The proposed solution should have comparable capabilities to existing industry platforms such as:
• Shopify UnumPay • Praxis Tech • BridgerPay
High-Level Project Scope:
The Payment Orchestration Platform must include the following core functionalities:
1. Payment Provider Integration: • API-based integrations with global PSPs (e.g., Stripe, Checkout.com, Adyen, PayPal). • Support for regional and local payment methods (e.g., Mada, STC Pay, iDEAL, Klarna). • Capability to easily onboard and configure additional PSPs and APMs as required by merchant needs.
2. Payment Routing & Transaction Optimization: • Intelligent transaction routing logic to maximize acceptance rates and minimize transaction fees. • Configurable routing rules based on merchant preferences, geographical regions, transaction types, and PSP performance metrics. • Smart retry mechanisms with fallback processing for declined transactions.
3. Fraud Detection & Risk Management: • Middleware for real-time fraud scoring and risk analysis using advanced risk management solutions. • Integration capabilities with leading fraud detection services (e.g., Feedzai, Riskified, Signifyd, Sift, or similar). • Comprehensive transaction monitoring, velocity checks, and management of blacklists and whitelists.
4. Compliance & Security: • Platform must adhere strictly to PCI-DSS Level 1 compliance standards. • Support for AML/KYC compliance workflows, including automated suspicious activity reporting (SAR) generation. • Full compliance with relevant regional and global regulations (e.g., GDPR, PSD2, AML standards in various jurisdictions).
5. Administration & Reporting: • An intuitive merchant and administrator dashboard providing real-time transaction analytics, reports, and insights. • Advanced performance metrics tracking and PSP optimization reporting. • Multi-tenant capability for enterprise-level clients.
6. Technical Infrastructure & Scalability: • Cloud-native architecture (AWS/Azure/GCP) ensuring scalability, reliability, and 99.99% uptime availability. • High-performance infrastructure to handle large transaction volumes with low latency (less than 200ms per transaction). • Secure API framework with comprehensive documentation and developer-friendly SDKs.
⸻
Qualifications Required: • Proven expertise in fintech and payment system development, with at least 5 years of experience in similar projects. • Demonstrable understanding of PSP integration, API development, and middleware solutions. • Strong background in secure coding practices and compliance with global payment and data security standards.
Preferred Qualifications: • Prior experience with payment orchestration platforms and smart routing logic development. • Familiarity with open banking APIs and cross-border payment standards (SWIFT, SEPA).
⸻
Deliverables: • Complete technical documentation, including software architecture diagrams and API specifications. • Fully functional MVP demonstrating core orchestration, routing, fraud detection, and reporting capabilities. • Comprehensive testing and security audit documentation.
⸻
Application Instructions:
Please provide a detailed proposal including your relevant experience, portfolio examples of similar projects, proposed technical approach, timelines, and cost estimates. Highlight your experience specifically related to payment orchestration, PSP integration, and regulatory compliance.
We look forward to reviewing your proposals and selecting a partner to deliver a robust and scalable Payment Orchestration Platform.
Dual SBA-Ready Business Plans Category: Business Analysis, Business Plan Writing, Business Plans, Competitor Analysis, Financial Analysis, Financial Modeling, Financial Research, Real Estate Budget: $30 - $250 USD
18-Dec-2025 17:04 GMT
Automate Weekend Trip Captain Assignments Category: Automation, Business Analysis, Business Intelligence, Data Analysis, Data Management, Data Processing, Process Automation, Software Development, Software Engineering, System Administration Budget: ₹1500 - ₹12500 INR
Boost Sales via Google & Facebook Category: Analytics, Conversion Rate Optimization, Digital Marketing, Facebook Marketing, Google Ads, Google Adwords, Internet Marketing, SEO Budget: $30 - $250 USD
Digital Marketing Strategy Overhaul - 18/12/2025 11:49 EST Category: Content Strategy, Digital Marketing, Email Marketing, Facebook Marketing, Google Adwords, Google Analytics, Internet Marketing, Social Media Marketing Budget: $15 - $25 USD
18-Dec-2025 17:00 GMT
Create Instagram Live Show Pitch Deck Category: Branding, Content Strategy, Data Analysis, Digital Marketing, Market Research, Proposal Writing, Social Media Marketing, Visual Design Budget: $30 - $250 USD
18-Dec-2025 17:00 GMT
Seamless Vintage Animation Compilation Category: 2D Animation, 3D Animation, Adobe Premiere Pro, After Effects, Animation, Video Editing, Video Processing, Video Production Budget: £10 - £20 GBP