I am seeking a financial advisor to guide me through the process. I need assistance in understanding and planning for all the costs involved in the home-buying journey, including: • Legal fees (e.g., conveyancing solicitor costs) • Surveyor fees (e.g., home valuation and structural survey costs) • Service charges (if applicable) • Taxes (e.g., Stamp Duty Land Tax, Council Tax, etc.)
Additionally, I need guidance on the financial requirements, such as the necessary salary level and affordability based on property price and mortgage requirements.
The advisor’s role will include: 1. Providing a clear breakdown of costs throughout the entire process. 2. Offering personalized advice based on my financial situation. 3. Helping me plan a budget to make the process manageable and stress-free.
I am looking for a knowledgeable and experienced advisor with a strong understanding of the UK property market and first-time buyer considerations.